Home Mortgages by Jennifer McBride | Tom Straub Publishing

CHAPTER 1 - MORTGAGES: WHAT ARE THEY?

WHAT IS A MORTGAGE?
A BRIEF HISTORY OF MORTGAGES
ANATOMY OF A MORTGAGE LOAN
PITI (PRINCIPAL, INTEREST, TAXES, INSURANCE)
AMORTIZATION
APR (ANNUAL PERCENTAGE RATE)
THE FEDERAL TRUTH IN LENDING ACT
APR EXPLAINED
MORTGAGE COLLECTION THEORIES

CHAPTER 2 - TYPES OF MORTGAGES

HOW CAN THIS BE ILLUSTRATED?
FIXED-RATE MORTGAGES
BENEFITS OF EACH TERM
30-YEAR FIXED-RATE
20-YEAR FIXED-RATE
15-YEAR FIXED-RATE
ADJUSTABLE-RATE MORTGAGES
FREQUENCY OF INTEREST RATE ADJUSTMENTS
CAPS
INTEREST RATE PARTNERSHIPS
BALLOON MORTGAGE
GOVERNMENT HOUSING LOANS
VETERAN'S ADMINISTRATION LOANS
FEDERAL HOUSING ADMINISTRATION LOANS
WHAT IS THIS?
RURAL HOUSING SERVICE LOANS
REVERSE MORTGAGES
OTHER TYPES OF MORTGAGES
THE NEXT STEP

CHAPTER 3 - SECURE A MORTGAGE OPTIONS

ON YOUR OWN
USING A MORTGAGE BROKER
NOTEWORTHY BROKER SERVICES
FIVE REASONS TO USE A MORTGAGE BROKER
COMPARING MORTGAGE LENDERS
BAD CREDIT MORTGAGE LENDERS
HOW A BAD CREDIT MORTGAGE LOAN CAN IMPROVE CREDIT
CHOOSE THE BEST BAD CREDIT MORTGAGE LENDER
QUALIFYING FOR A LOAN
BACKGROUND CHECKS
WHAT YOU NEED TO APPLY
LOAN APPLICATION MUST-HAVES LIST
PRE-QUALIFICATION VS. PRE-APPROVAL
MORTGAGE COSTS
A BREAKDOWN OF LOAN FEES
PRIVATE MORTGAGE INSURANCE
FANNIE MAE AND FREDDIE MAC
LOAN LIMITS
WHAT IS FORECLOSURE?

CHAPTER 4 – MORTGAGE INFO ONLINE

HOW TO FIND MORTGAGE OPTIONS ONLINE
LENDER COMPETITION
TIPS FOR RESEARCHING MORTGAGE RATES ONLINE
COMPARING ONLINE MORTGAGE RATES
USING MORTGAGE CALCULATORS
MORTGAGE RATES
MORTGAGE QUOTES
REFINANCE MORTGAGE
APPLYING FOR A MORTGAGE ONLINE

CHAPTER 5 - MORTGAGE QUOTE TOOLS

USING MORTGAGE CALCULATORS
BENEFITS
MORTGAGE CALCULATORS
DIFFERENT TYPES OF MORTGAGE CALCULATORS

CHAPTER 6 - MORTGAGE REFINANCING

BENEFITS OF HOME REFINANCING
LOWER REFINANCE RATE EQUALS LOWER PAYMENTS
SHORTEN MORTGAGE LENGTH
CHANGE MORTGAGE TYPE: ADJUSTABLE RATE OR FIXED RATE
OBTAIN EXTRA CASH THROUGH CASH-OUT REFINANCING
ELIMINATE PRIVATE MORTGAGE INSURANCE

CHAPTER 7 - MORE MORTGAGE ISSUES

WHAT IS A DEED OF TRUST?
WHAT IS A TRUSTEE?
WHAT IS A PROMISSORY NOTE?
MORTGAGE MONEY-SAVING TIPS

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Home Mortgages

by Jennifer McBride

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Home Mortgages by Jennifer McBride helps people get the best home mortgages possible at the least cost.

Discover how PITI and the Truth In Lending Act works.

Get up to date on all the various types of mortgages there are.

Find out how to work with a mortgage broker and avoid bad credit mortgage lenders.

Learn how to get mortgage rates, mortgage quotes and to refinance a mortgage online.

Understand the differences between the different types of mortgage calculators.

Discover the best way to refinance your home and eliminate private mortgage insurance, and much more.